Effective Date: September 23, 2025

These Terms and Conditions (“Terms”) are a legal agreement between you (“User,” “you,” or “your”) and Private Money Matchmakers (“Company,” “we,” “our,” or “us”). By accessing or using our website https://privatemoneymatchmakers.cash (the “Website” or “Site”), you agree to comply with and be bound by these Terms. If you do not agree, you must stop using this Website immediately.

We may revise these Terms from time to time at our sole discretion. Updates will be posted on this page with a new effective date. Continued use of the Website means you accept the revised Terms.

1. Eligibility

You must be at least 18 years of age (or the legal age of majority in your jurisdiction) to use this Website. By using the Website, you represent that you meet this requirement.

2. No Investment Offer

The information provided on this Website is for informational purposes only. Nothing on this Website constitutes an offer or solicitation to buy or sell securities, investments, or financial products in any jurisdiction where such activities are prohibited.

3. Privacy Policy

Your use of this Website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

4. Acceptable Use

You may use this Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Copy, sell, resell, or exploit any part of the Website for commercial purposes without our express written consent.

• Use the Website to transmit unlawful, harmful, or malicious material.

• Attempt to gain unauthorized access to the Website, its servers, or any associated systems.

• Use the Website in a way that could disable, damage, or interfere with others’ use of it.

5. Intellectual Property

All text, graphics, logos, images, design, software, and other content on the Website are owned by or licensed to Private Money Matchmakers and protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or modify any content from the Website without prior written permission. You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes only.

6. Submissions

If you send us suggestions, feedback, or other content (“Submissions”), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and distribute those Submissions in any medium. Submissions will not be treated as confidential.

7. Third-Party Links

Our Website may contain links to third-party websites. These are provided for your convenience only. We do not control or endorse these sites and are not responsible for their content, accuracy, or practices. Accessing third-party sites is at your own risk.

8. Forward-Looking Statements

Any statements on this Website regarding future expectations, projections, or financial performance are forward-looking and subject to risks and uncertainties. Actual results may differ materially. You should not place undue reliance on forward-looking statements.

9. Disclaimer of Warranties

The Website and its content are provided “as is” and “as available.” We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Website will be error-free, uninterrupted, secure, or free from viruses or harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, Private Money Matchmakers and its affiliates, officers, employees, and agents are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website.

Our total liability to you for any claim relating to the Website shall not exceed the amount you paid us (if any) for services during the six (6) months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Private Money Matchmakers, its affiliates, and their respective officers, employees, and agents from any claims, liabilities, damages, or expenses (including attorneys’ fees) arising out of your use of the Website or violation of these Terms.

12. Security

You may not use the Website to attempt to breach or test system security. Unauthorized use may result in civil and criminal liability. We reserve the right to cooperate with law enforcement in investigating security incidents.

13. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Idaho, without regard to conflict of law principles. By using the Website, you consent to the exclusive jurisdiction of courts located in Kootenai County, Idaho, for any disputes arising under these Terms.

14. Attorneys’ Fees

If legal action arises out of these Terms, the substantially prevailing party shall be entitled to recover reasonable attorneys’ fees and costs.

15. Severability

If any part of these Terms is found unenforceable, the remaining provisions shall remain in effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Private Money Matchmakers regarding your use of the Website.

17. Contact Us

For questions about these Terms, contact us at:

Private Money Matchmakers
7844 Center Pkwy Unit 117
Phone: 1 (479) 246-8205
Email: loans@privatemoneymatchmakers.cash